How Wealth-Building Ready Are You?

Everyone wants to build wealth—but are you actually prepared to do it? Take this quiz to see if your habits, mindset, and systems are wealth-ready.

Instructions: Choose the answer that best reflects your current situation. Tally your points and check your wealth-readiness score at the end!

1. What’s your current relationship with money?

A. Confident—I know where my money goes and how to grow it. (5 points)

B. Neutral—I try to be responsible, but I still make impulse decisions. (3 points)

C. Strained—I feel like I never have enough to save or invest. (1 point)

D. Avoidant—I try not to look at my bank account. (0 points)

2. Do you have a long-term financial plan or strategy?

A. Yes—it includes saving, investing, and legacy planning. (5 points)

B. I have some goals, but no clear strategy. (3 points)

C. I’ve thought about it, but I haven’t done anything. (1 point)

D. No plan—I’m focused on surviving, not long-term goals. (0 points)

3. What does your current savings strategy look like?

A. I save consistently for emergencies, goals, and investments. (5 points)

B. I save when I can, but it’s not consistent. (3 points)

C. I try to save, but often dip into it. (1 point)

D. I don’t save at all right now. (0 points)

4. Have you started investing in any way (stocks, real estate, crypto, business)?

A. Yes—I invest regularly with a clear understanding of risk and return. (5 points)

B. Yes, but I’m still learning and want to be more consistent. (3 points)

C. Not yet—but I’m interested in learning. (1 point)

D. No—I think investing is risky or confusing. (0 points)

5. How do you manage your debt?

A. I have a plan and I’m actively paying it down or debt-free. (5 points)

B. I’m paying monthly but it’s still overwhelming. (3 points)

C. I avoid looking at it unless I have to. (1 point)

D. I feel buried by debt and don’t know what to do. (0 points)

6. Do you have or plan to build multiple income streams?

A. Yes—through side hustles, business, or passive income. (5 points)

B. I’ve started exploring extra income ideas. (3 points)

C. I’d like to, but haven’t done anything yet. (1 point)

D. Nope—I’m focused on just getting by. (0 points)

7. What’s your mindset around wealth?

A. Abundance—I believe I can build wealth and pass it on. (5 points)

B. Hopeful—I’m learning to shift my beliefs. (3 points)

C. Fearful—I feel like wealth isn’t for people like me. (1 point)

D. Skeptical—I don’t believe I’ll ever truly build wealth. (0 points)

SCORE BREAKDOWN

30–35 Points: Wealth-Ready Warrior

You’re ready to build real wealth! Your mindset, habits, and strategy are aligned. Keep going—you’re not just dreaming of abundance, you’re actively creating it.

22–29 Points: Almost Wealth-Ready

You’ve taken powerful steps and you're heading in the right direction. Strengthen your systems, increase your consistency, and keep growing your financial confidence.

13–21 Points: Starter Stage

You’re ready in spirit, but your actions haven’t fully caught up. You’ve got the potential—now it’s time to build habits, make a plan, and get educated on wealth tools that fit your life.

Below 13 Points: Wealth Work Needed

Right now, wealth may feel out of reach—but it’s not. You just need a clear starting point, support, and a mindset shift. You can build wealth. Let’s take one step today toward that reality.