Faith & Finances: Bible Verses Every Black Woman Should Know to Build Wealth with Wisdom

At Black Women in Wall Street, we believe that financial empowerment is a divine calling. For many of us, our faith is the foundation we build everything else upon—including our wealth. Financial literacy isn’t just about numbers—it’s about values, stewardship, and legacy. Whether you’re budgeting your household income, investing for the future, or building generational wealth, the Bible offers timeless wisdom to guide your financial journey.

Below is a list of powerful scriptures that highlight money management, discipline, provision, and prosperity—all rooted in purpose and faith.

1. Proverbs 13:11

“Dishonest money dwindles away, but whoever gathers money little by little makes it grow.”This verse reminds us that wealth built slowly and steadily—like through savings or smart investments—is more sustainable than chasing get-rich-quick schemes.

2. Luke 14:28

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” Budgeting is biblical. Planning your finances before taking on major projects (or purchases) is wise stewardship.

3. Proverbs 21:20

“The wise store up choice food and olive oil, but fools gulp theirs down.” In today’s world, this speaks directly to the importance of saving and living below your means. Delayed gratification builds long-term security.

4. Romans 13:8

“Let no debt remain outstanding, except the continuing debt to love one another…”Debt can be a tool, but it's not meant to be a lifestyle. This verse encourages us to work toward financial freedom and avoid being burdened by loans or credit.

5. Ecclesiastes 11:2

“Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.”This is a powerful call to diversify your income and investments. Whether it's stocks, real estate, or a side hustle—multiple streams of income offer protection.

6. Proverbs 22:7

“The rich rule over the poor, and the borrower is slave to the lender.”Another strong reminder that staying out of unnecessary debt keeps you empowered and in control of your financial destiny.

7. 1 Timothy 6:10

“For the love of money is a root of all kinds of evil…”This isn’t saying money is bad—but when we obsess over it, we lose sight of purpose. Money should be a tool, not the goal.

8. Malachi 3:10

“Bring the whole tithe into the storehouse… and see if I will not throw open the floodgates of heaven…”Generosity and giving are deeply connected to abundance. When you give in faith, you activate spiritual and financial blessings.

9. Deuteronomy 8:18

“But remember the Lord your God, for it is he who gives you the ability to produce wealth…”Never forget where your power to earn, build, and multiply truly comes from. God gives you the wisdom and strength to succeed.

10. Proverbs 31:16

“She considers a field and buys it; out of her earnings she plants a vineyard.”The Proverbs 31 woman is a boss. She invests, builds, and multiplies—not just for herself, but for her household and community.

Financial literacy isn’t just practical—it’s spiritual. As Black women rising in power and purpose, we must align our wealth-building journey with our values. Let these scriptures be your guide, your encouragement, and your blueprint. Remember: being financially secure isn’t just about how much you earn, it’s about how well you manage, multiply, and move in wisdom. Keep showing up for your future—it’s already written in faith.

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