Can You Speak Crypto?

Bitcoin, blockchain, NFTs... oh my! Let’s see if you’re crypto fluent or still speaking fiat.

Instructions: Choose the answer that sounds most like you. Tally your points and check your crypto fluency at the end!

1. What is a blockchain?

A. A secure, digital ledger that records transactions across computers. (5 points)

B. A place to buy crypto coins. (3 points)

C. Some kind of tech wall for Bitcoin, I think? (1 point)

D. No idea, but I’ve definitely heard the word before. (0 points)

2. You hear someone mention Ethereum. You think…

A. That’s the second-largest cryptocurrency after Bitcoin. (5 points)

B. Is that a company or coin? I’ve seen it in headlines. (3 points)

C. Sounds like a Marvel villain. (1 point)

D. Is that like Dogecoin? (0 points)

3. What’s a crypto wallet used for?

A. To store your digital coins and keys safely. (5 points)

B. To buy stuff online with crypto. (3 points)

C. To turn crypto into cash instantly. (1 point)

D. I don’t know, but I think I need one. (0 points)

4. Have you ever owned or invested in crypto?

A. Yes, I invest regularly and follow trends. (5 points)

B. Yes, but just small amounts for now. (4 points)

C. No, but I’m interested in learning more. (2 points)

D. Nope—sounds risky or fake. (0 points)

5. What is a stablecoin?

A. A cryptocurrency tied to the value of a real-world asset like the U.S. dollar. (5 points)

B. A coin that doesn’t lose value, no matter what. (3 points)

C. One of those coins that helps you stake or mine. (1 point)

D. Haven’t heard of that one yet. (0 points)

6. Someone asks you what DeFi means. You say…

A. Decentralized Finance—banking without traditional banks. (5 points)

B. Something to do with apps and smart contracts, maybe? (3 points)

C. I’ve seen it on TikTok but can’t explain it. (1 point)

D. Is that short for default? (0 points)

7. What happens when you “HODL”?

A. You hold your crypto long-term, regardless of market drops. (5 points)

B. You pause trading and wait for better prices. (3 points)

C. You panic and sell everything. (1 point)

D. No clue—but I like the sound of it. (0 points)

SCORE BREAKDOWN

30–35 Points: Crypto Queen/King

You speak fluent crypto! You know the lingo, the logic, and how to navigate this digital finance world. You’re on your way to building smart wealth in Web3.

22–29 Points: Digital Dabber

You’ve got the basics down and a growing curiosity. Keep learning—crypto fluency is within reach. A little research now could lead to major opportunities later.

13–21 Points: Crypto Curious

You’ve heard some terms but still feel lost in translation. That’s okay—crypto education is a journey. Start with the fundamentals and keep asking questions!

Below 13 Points: Fiat Familiar

You’re living that traditional money life—but it might be time to level up! Crypto can be confusing, but it’s not out of reach. Begin with the basics and get ready to shift your financial future.