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On this page, you'll learn:
✅ What Credit Is & Why It Matters – How your credit score impacts major life decisions.
✅ Credit Score Breakdown – What makes up your score and how to improve it.
✅ How to Build Credit from Scratch – Practical steps like secured credit cards, credit builder loans, and rent reporting.
✅ Credit Card Best Practices – Smart habits to maintain a healthy score and avoid common pitfalls.
No matter where you’re starting, this guide will help you take control of your credit and build a strong financial foundation! 🚀
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