By law, you’re entitled to one free credit report per year from each of the three major credit bureaus (Experian, Equifax, and TransUnion).

Before making any moves, review your credit report for inaccuracies. 1 in 5 people have errors on their credit report that could be hurting

At its core, credit is your ability to borrow money and pay it back over time. Lenders, banks, and even landlords use your credit history to